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 | Government Licensed Debt Repayment Agency in the Province of AB.
Offering a full range of debt solutions to residents of the Calgary area.
Call Today for Free, No Obligation Advice. 1-800-961-7816 or (403) 648-9152. |
| What is Debt Pooling
Debt Pooling is a Flexible Alternative to Bankruptcy or Consumer Proposal, allowing you to pay your debts in full.
It is designed for people who are struggling with their debts and typically have over $10,000 of unsecured debt and are unable to obtain a low cost unsecured loan.
|  | What is Debt Pooling |
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How long does a Debt Pooling program last?
Debt pooling offers you a way to pay off creditors at your own pace, typically over up to 55 months. - In some cases we can negotiate over longer, but interest rates will generally be higher, so not as advantageous.
Debtors Advocates negotiates on your behalf with your creditors to get you a lower interest rate and set up a payment plan that fits into your current budget, allowing you to repay all your unsecured creditors at an amount you can comfortably afford in the knowledge you will be debt free at the end of the program.
What kind of savings can I expect?
In over 95% of cases, we have got creditors to drop their interest rates to between 0% and 5%!
Get Creditors to Drop Interest Rates to 0%
Debt pooling is an attractive option because it is an informal agreement, not a court-ordered procedure. This means that debt pooling has more flexibility than traditional programs covered in the Bankruptcy and Insolvency Act.
The advantages of debt pooling include:
- Just 1 (or 2 if you prefer) simple monthly EFT payments to our Trust Account.
- Creditors decrease the interest rates you must pay, as low as 0% in many cases! - 1% - 5% in most other cases. - Depending upon your budget and personal circumstances.
- No penalty for defaulting on the program. - However, multiple NSF can result in you being removed from the prgram by certain creditors.
- No penalty for paying out early.
- Payments are based on your budget.- You must speak to one of our Licensed Debt Repayment Agents to find out if you will qualify and benefit from this scheme. - They will draw up a personalised illustration.
- All on-going management and negotiation fees are built directly into your plan.
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Now Get Your Free Debt Consultation:
 | For a FREE consultation with one of our Licensed Debt Repayment Agents to explore all options available to you, simply Click Here or call us TOLL FREE on 1-800-961-7816. If you have any questions regarding Debt Pooling, ask our Licensed Debt Repayment Agents now. |
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