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Government Licensed Debt Repayment Agency in the Province of AB.
Offering a full range of debt solutions to residents of the Calgary area.
Call Today for Free, No Obligation Advice. 1-800-961-7816 or (403) 648-9152
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What is a Consumer Proposal?

How You can Avoid Bankruptcy

  • Are you struggling to pay off your debts in time?
  • You know you can pay off a portion of it
    ... but you just need more time?
  • Don't want to declare bankruptcy?


  • What is a Consumer Proposal?
    The Consumer Proposal Process
    Debts that Can / Can't be Included
    Consider a Consumer Proposal and avoid bankruptcy.

    What is a Consumer Proposal?
    A Consumer Proposal gives you a way to adjust payments to your creditors, by either reducing the amount you must pay back or extending the time you have to pay them back. Consumer Proposals can cut the debt you pay back in half!

    Not only do you settle your debts and avoid bankruptcy, but all other actions from creditors are stopped once the Consumer Proposal is filed. Imagine no more harassing phone calls and no more wage garnishment.

    Do you qualify for a Consumer Proposal?
    Do you owe between $1,000 - $250,000 in unsecured debt?
    Are you able to repay a portion of your debt?
    Are you struggling making your current repayments?

    If you can answer Yes to all the above, then a Consumer Proposal may be right for you. - Talk to our consultants about Consumer Proposals by calling us FREE on 1-800-961-7816.

    What sets us apart?
    We have helped thousands of individuals successfully deal with their debt problems. Our reputation has been built on our ability and efforts for working with people in a compassionate and caring way during their financial crises, while always respecting the confidentiality and individuality of each person's circumstances.

    We pride ourselves in being an accessible team of professionals - day and night! You can reach us anytime by telephone, fax, e-mail to book an appointment to discuss your individual financial situation.

    Now Get Your Free Debt Consultation:
    Get a FREE Debt ConsultationFor a FREE consultation on whether a Consumer Proposal is right for you. Click Here or call us FREE on 1-800-961-7816. If you have any questions regarding Consumer Proposals, ask our consultants now.


    Please note: We are not Bankruptcy Trustees. If after your assessment, Bankruptcy or Consumer Proposal is a chosen option, this will be administered by a Licensed Bankruptcy Trustee, not by Debtors Advocates (7100621 Canada Inc).

    * Debtor's Advocates (7100621 Canada Inc) is a Government Licensed Debt Repayment Agency in the Province of AB. Debtors Advocates does not operate or maintain a licence as Canada Debt Advice. Rather, Canada Debt Advice is a presentation and representation of services offered and rendered. Debtors Advocates does not assume or pay any debt, nor does it provide legal advice or offer credit repair. If you need legal advice, you must consult with a licensed attorney. Individual results are highly dependant on successful completion of program and your ability to save funds. Results will vary based on individual circumstances.
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