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 | Government Licensed Debt Repayment Agency in the Province of AB.
Offering a full range of debt solutions to residents of the Calgary area.
Call Today for Free, No Obligation Advice. 1-800-961-7816 or (403) 648-9152. |
| About Debtor's Advocates
Debt Management Help for Canadians
With offices in Calgary, Toronto and Vancouver, Debtors Advocates offers Canadians across Canada the benefits of many different debt help programs to get out of debt.
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We offer guidance, compassion, and confidentiality to customers facing financial difficulties.
Debtors Advocates working for you:
We work exclusively on your behalf, offering innovative alternatives to bankruptcy. Our solutions are based on your best interests, not your creditors.
While creditors are very good at enforcing their legal rights under contract, most debtors do not understand how to protect themselves financially. Creditors hire lawyers, collection agents, and bankruptcy trustees to work on their behalf while you are left to fend for yourself. This leads to harassment, intimidation, and unfair settlements. Debtor's Advocates works on your side to make sure this doesnt happen.
What makes Debtors Advocates different?
We are privately owned and operated and pay our staff a salary. While this might appear quite normal, most Credit Counsellors in Canada are either not-for-profit (which means they are paid a % of what they collect by your creditors - they are basically debt collectors) or they are a franchise, who are generally only interested in selling as much as possible and then passing files back to their back-end office for processing. Another thing we do differently, is that we will generally over-quote our figures. While this may appear strange, making our solutions appear more expensive, it is designed to allow a margin in-case balance figures supplied are higher than expected (this is actually very common) or creditor exceptances come back a little higher than expected, usually due to extra income information you declared originally to the creditor. This ensures solutions will remain affordable and you will not find that payments jump-up and become unaffordable, causing you to have to take another course of action and have wasted money. - It also gives us the pleasure of calling you to advise your payments are being reduced.
The Debtors Advocates Process:
When you contact us, well start with a free one-on-one assessment of your financial situation. Together we will look at where you stand today, evaluating what you have (assets) and what you owe (liabilities). From there, we will help you to decide which financial option makes the most sense in your situation. Then we help you take steps to pay off your debt and rebuild your credit rating.
Government Licensing:
We are licenced for the activities Debt Pooling and Debt Settlements by the governments of Alberta, British Columbia and Ontario. All bank accounts are held in trust and we are also bonded for each province. We are able to offer Bankruptcy and Consumer Proposal services across the whole of Canada, except Quebec. - Licences are available for inspection upon request.
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